AMO Plans: Vanguard Target Date Funds for retirement investments

Vanguard Target Date Funds (TDFs) are a type of mutual fund designed to simplify retirement investing. Investing in a single (TDF) is like buying into a fully diversified retirement portfolio that evolves with your needs as you age. TDFs are designed to target your anticipated retirement date.

The American Maritime Officers Defined Contribution Plan, 401(k) Plan and Money Purchase Benefit Plan retirement accounts offer Vanguard Target Date Funds (TDFs) as an investment option.

Your investment goals at age 30 may be different than your goals at age 60. Vanguard Target Date Funds (TDFs) apply a goals-based approach to arrive at appropriate allocations across a participant's investment horizon.

The guidance is sensitive to varying assumptions regarding risk tolerance, retirement age, current age, years in retirement, inflation and capital market assumptions.

The Plan allows participants to choose how to direct their retirement accounts. If you have not yet selected an investment option, is easy to direct your retirement accounts into a TDF without worrying about complex investment decisions. Log in to your Newport account today.

To obtain additional information on the investment funds available to AMO Plans participants, contact the Newport Group Participant Call Center at (800) 650-1065.

More information about Vanguard TDFs is available on the AMO Plans website.