Posted: July 3, 2019

AMO Plans: Estimated Retirement Projection Statements mailed to participants


The American Maritime Officers Retirement Services Department is pleased to provide you with a consolidated statement of your various AMO Plans retirement benefits. This personalized statement displays a unique look into the projected growth of the benefits that you are earning and the projected balances once you have reached the normal retirement age.

AMO Plans offers an array of retirement benefits, and based on each individual's participation, the Estimated Retirement Projection Statement reflects a projection for:
  • AMO 401(K) Plan
  • AMO Money Purchase Benefit (MPB)
  • AMO Defined Contribution (DC) Plan
  • AMO Pension Plan Defined Benefit
In order for AMO Plans to maintain the most accurate records, please carefully review and verify the statement provided. In addition, please update the Plan office with any changes or missing information. Should you have any questions, please call (800) 348-6515, extension 14.

Your participation in the 401(k) Plan is a major factor for your retirement future. There are tax advantages to saving towards your retirement in the AMO 401(k) Plan. The American Maritime Officers Defined Contribution, 401(k) and MPB retirement accounts allow participants to choose how to invest their funds. The Vanguard Target Date Funds (TDFs) are now available as an investment option. TDFs provide participants with automatic adjustments to asset allocations as they approach retirement age. This can serve as an easy option, allowing participants to remain in TDFs through their careers.

If you are not currently enrolled in the 401(k) Plan, but would like to participate in having additional savings for retirement, please complete and submit the AMO 401(k) enrollment form, which is available online.